Bankruptcy
Timothy M. Goan Esq.Helping those in need
Bankruptcy
Filing bankruptcy may be one of the most difficult decisions you make in your life. The loss of a job, divorce, overwhelming credit card debt, high dollar medical bills, and upside down mortgage are among some of the factors that might have you thinking seriously about this legal remedy for your financial challenges.
What could cause you to pause, however, might be a sense of moral obligation to repay what you borrowed. This is a common reaction, as most of us were taught from childhood to take responsibility for our actions and pay back what we owe.
The problem is that the stress and tension from carrying large amounts of debt causes major disruption to your mental and physical health, not to mention the strain it adds to family and spousal relationships. The pressure often can be close to unbearable, consuming your every waking hour.
“What bankruptcy does is provide you with a fresh start, a second chance… a new beginning.”
Ironically enough, you may put off contacting a bankruptcy attorney for some time, harming yourself and your family even further.
What you may not know is that for over two hundred years, Americans who have found they were drowning in debt have been able to turn to the federal bankruptcy laws for relief. The Supreme Court wrote in 1915 that these laws were to protect honest debtors, giving them a chance “to start fresh free from the obligations and responsibilities consequent upon business misfortunes.” (Debtors’ prisons had fortunately fallen out of favor, for both humanitarian reasons, and because imprisoned people seldom were able to pay their debts.)
There are certain circumstances in which bankruptcy may not be the answer, though. And if it is, your financial situation may require a Chapter 13 filing instead of a Chapter 7. These are the types of questions a bankruptcy attorney would be able to answer for you.
We make it simple and easy for you to get those answers, plus a good deal more information, when you have your FREE Consultation with Attorney Tim Goan. He will assess your situation and give you the details you need in order to help you make an informed decision.
Call and schedule your appointment today with Bankruptcy Attorney Tim Goan, so you can begin again with a debt-free tomorrow.
With an office centrally located in Flagler County’s Palm Coast, you’re not that far away from getting the legal solutions you need to move forward with your life.
Call our office today, and put the Goan Advantage to work for you.
The consultation is FREE, and the liberation is PRICELESS!
Top Notch
Tim has always been extremely professional in my dealings with. But more importantly he has been candid with me about my situation allowing me to make the right decision moving forward. Without his guidance I’m confident I would have made the wrong decision in the past that would have cost me both financially and emotionally
-Lance